淘宝10周年，引起众多网购族的消费记忆。5月8日，淘宝保险频道发起“车险划算到尖叫”活动，引发一阵疯抢。

　　网上“”“敲敲键盘，买份保险”，白领林小姐的车险快到期了，对于续保她选择了去淘宝上投保。

　　“官方8.5折，再减500……”5月15日，点开淘宝保险的首页，记者便看到醒目的广告标语。有网友也晒出了自己对比的线上线下价格——以一辆捷达车为例，如果车主购买“车损+三者5万+不计免赔+盗抢”保险组合，需要缴纳保费2840元，但通过网上购车险，则只需支付1988元保费。

　　据了解，人保、太保、平安、阳光、大地、天平6家保险公司与淘宝网展开了合作，开设了官方旗舰店。“最大的亮点就是在淘宝保险购买车险，，也享受线下保险公司提供的同样理赔和各项服务。”阳光财险河南省分公司客服部经理李瑞花说。

　　近年来，车险竞争越发激烈，许多险企已经布局抢滩淘宝市场，记者了解到，在去年的“双十一”，多家保险公司组团参加淘宝“聚划算”车险团购活动，天平车险甚至推出“一口价”商业车险产品，开创商业车险销售的先河。

　　近日，太平洋财险对其在线商城进行了升级。记者登录各产险公司网站发现，人保财险、平安产险、阳光产险、太平洋等公司官网功能齐全，车险报价、一键续保、保费缴费提醒、电子信函及理赔在线报案等在线业务，便捷、周到，“e触即发”。

　　“网络投保除了车险价格能多省15%，还有各种免费礼品呢。”车主金女士说。记者发现，一些财险公司网络投保省15%，还为车主准备了礼物，像人保财险网上投保客户，将有机会赢取1000元加油卡，再赢100元电子礼品卡；太平洋财险为网上投保车主准备了多功能逃生锤、云南白药礼包、轮胎保障、道路救援等礼品和服务；6月30日前投保平安车险，除保费优惠15%外还可获得由一号店提供的“爱车出行，旅途必备”精美礼品一份，并可免费办理平安i车信用卡，畅享加油九折优惠。

　　上网买保险日益流行，但买到假保单、看不懂保险条款等问题让不少车主担心。对此太平洋财险客服人员表示，针对这类情况可以拨打网站上的客服热线或用阿里旺旺进行咨询。同时她也建议，如果在第三方电子平台上购买车险，拨打保险公司客户服务电话进行保单确认后，才能交付保险费。收到车险保单后，也应立即通过保险公司公告的服务电话和门户网站，查询保单是否真实有效。如果对网购不是很熟悉的市民，最好选择到正规保险公司的官网进行购买，以免落入钓鱼网站的陷阱。

　　省会一家大型险企的相关人士表示，网上销售保险有一个最大的问题就是跨区域销售的问题。保险销售具有严格的地域限制，例如全国性保险公司只有在各地开设分公司才被允许在辖区范围内销售保险产品并提供相应的服务。如果消费者在没有设网店的区域购买了网销产品，那么很可能面临无人服务的窘境。当客户遇到合同纠纷时，问题究竟该由谁来解决，责任如何划分，也是一个问题，这个需要引起消费者注意。

　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁空亁亁当亁亁期亁亁先亁亁亁亁生亁亁亁亁亁亁却亁亁刚亁亁亁亁亁亁好在亁亁亁亁保亁亁出亁亁了亁亁事亁亁7亁亁亁亁万亁亁亁亁元亁亁亁亁亁亁险亁亁车亁亁亁亁祸亁亁亁亁亁亁损亁亁亁亁亁亁亁亁失亁亁亁亁亁亁亁亁亁亁亁亁，

　　亁亁亁亁亁亁亁亁亁亁得亁亁亁亁自亁亁亁亁掏亁亁腰亁亁亁亁亁亁包亁亁亁亁。亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁2013亁亁年亁亁亁亁4月，在郑亁亁东亁亁新亁亁区亁亁某亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁亁亁有亁亁亁亁亁亁亁亁到亁亁期亁亁准亁亁亁亁备第亁亁亁亁亁亁亁亁亁亁亁亁再亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁还1天就，二天亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁突亁亁亁亁亁亁发亁亁车亁亁亁亁亁亁祸亁亁亁亁完亁亁亁亁客户亁亁亁亁家亁亁亁亁途亁亁中亁亁亁亁亁亁亁亁亁亁亁亁，他亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁当亁亁亁亁即亁亁亁亁拨亁亁亁亁打亁亁亁亁保亁亁亁亁险亁亁亁亁公亁亁亁亁司亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁险亁亁河亁亁亁亁南分亁亁公亁亁亁亁司查亁亁勘亁亁亁亁员亁亁留亁亁意亁亁到亁亁亁亁亁亁亁亁，该亁亁亁亁亁亁

　　亁亁亁亁车亁亁亁亁亁亁所亁亁亁亁签亁亁亁亁订亁亁亁亁亁亁的亁亁亁亁保亁亁亁亁单亁亁亁亁到亁亁亁亁期亁亁亁亁亁亁日亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁刚亁亁刚亁亁到亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁亁亁平亁亁安亁亁财亁亁险亁亁亁亁河南亁亁亁亁分亁亁公司亁亁车亁亁亁亁险亁亁亁亁亁亁亁亁

　　亁亁亁亁亁亁部亁亁亁亁亁亁经亁亁亁亁理亁亁亁亁介亁亁亁亁绍亁亁亁亁车亁亁亁亁亁亁险亁亁亁亁的亁亁亁亁亁亁起亁亁止亁亁亁亁日亁亁亁亁期亁亁亁亁亁亁是亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁，

　　亁亁亁亁亁亁亁亁理亁亁亁亁赔亁亁亁亁亁亁亁亁亁亁亁亁的亁亁关亁亁键亁亁亁亁数亁亁据亁亁。亁亁新亁亁保亁亁险亁亁签亁亁订亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁保亁亁亁亁出亁亁现亁亁真亁亁空亁亁期亁亁。亁亁亁亁亁亁亁亁亁亁亁亁亁亁为亁亁亁亁了亁亁亁亁减亁亁亁亁少亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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　　亁亁亁亁亁亁亁亁麻亁亁亁亁烦亁亁，亁亁亁亁亁亁一亁亁亁亁般亁亁亁亁保亁亁险亁亁亁亁亁亁公亁亁司亁亁亁亁将亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁会在

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　　亁亁亁亁额亁亁亁亁、亁亁亁亁日亁亁亁亁期亁亁亁亁，亁亁亁亁方亁亁亁亁便亁亁亁亁亁亁客亁亁户亁亁亁亁可亁亁亁亁以亁亁亁亁亁亁提亁亁前亁亁亁亁亁亁亁亁亁亁亁亁办亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁亁

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